Commercial Insurance: Property
What We Offer
Building coverage applies to described structures and includes fixtures, machinery and equipment
that are owned by the building owner, attached to a covered building, and permanently installed. Such related
property may be covered by endorsement when it is not permanently installed. Business personal property coverage
may be written to cover all contents and personal property belonging to the insured, located as described, for a
specified amount of insurance.
Inland and Ocean Marine
This division of insurance is designed for specific classes of property of concentrated high
value that are, generally, subject to risks associated with movement and transportation as well as theft and causes
of loss to which most business personal property is vulnerable.
Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses,
whether they are associations, corporations, partnerships or sole proprietorships. Business Auto coverage may be
used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles
designed for use on public roads.
Business Owners Policy
This policy is designed like a commercial homeowners policy. It provides property, liability,
inland marine, crime and hired/non-owned auto in one neat package. While customization is permitted the options are
fairly limited when compared to the commercial package policies.